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Overview & financial metrics

Understand every dashboard number, its formula, required data, and limitations.

8 articles

Understand the Overview and net worth

Use the Overview filters and understand net worth, gross assets, liabilities, trends, real growth, and drawdown.

2 min read

Understand the Financial Health Score

See the six inputs, exact weights, neutral fallbacks, and data-completeness disclosure behind the 0–100 score.

1 min read

Understand Savings Rate, Total Savings Rate, and Investment Rate

Learn how actual deposits, withdrawals, debt paydown, and income produce Hugo’s three saving metrics.

1 min read

Understand Cash Runway and Emergency Fund Score

See how cash and savings are compared with monthly expenses and mapped to an emergency-reserve score.

1 min read

Understand Financial Independence and Years to FIRE

Learn the 25× expenses target, liquid-net-worth basis, savings pace, and return assumptions.

1 min read

Understand Debt Score

See how debt-to-assets, debt-to-income, and balance-weighted interest cost combine into the score.

1 min read

Understand diversification and institution concentration

Learn how Hugo measures concentration by asset class and separately by bank or broker.

1 min read

Understand Passive Income Coverage and Investment Discipline

See which income counts as passive and how contribution consistency and large withdrawals affect discipline.

1 min read