Hugo for FIRE

Make financial independence
a measurable direction.

Hugo turns scattered assets, monthly habits and living costs into a clear view of how close you are — and whether the path is getting stronger.

Start free Fifteen minutes a month. No bank connection.
FI percentage and years to FIRESavings and investment ratesCash runway and passive income
The path, not the countdown

FIRE is built month by month.

A projected date is only useful when you understand the assumptions and habits behind it.

01

See your FI percentage.

Compare the wealth you have built with a target based on twenty-five times annual expenses.

02

Estimate years to FIRE.

Use your current savings behavior and portfolio return history, with assumptions shown when history is still limited.

03

Measure the habits doing the work.

Follow savings rate, investment rate, contribution consistency and passive-income coverage.

04

Keep the plan resilient.

Balance long-term ambition with emergency reserves, debt health and cash runway.

Real progress

Know whether wealth is growing faster than prices.

Hugo shows net worth after inflation and adds a conservative money-supply lens that can reflect effects such as shrinkflation, helping you judge genuine purchasing-power progress.

One monthly check-inStay close to the plan without turning FIRE into a daily obsession.
A transparent targetUnderstand the expense multiple and return assumptions behind the estimate.
Your complete balance sheetInclude pensions, property, private assets and liabilities — not just one investment account.
Straight answers

What to know before you start.

Which goals can you track?

Financial independence, an emergency reserve and custom goals based on an amount or time horizon.

What changes the projected date?

Your current wealth, contributions and assumptions. Adjust them and the scenario updates.

Why connect goals to net worth?

Because a goal without the complete current picture shows the destination, but not your real distance or pace.

A clearer financial life starts here.

Know where you stand. Understand where you're going.

Build a complete picture of your wealth in one thoughtful monthly habit.

Start free