Hugo helps you track your net worth across bank accounts, investments, property, crypto and liabilities — without budgeting or connecting your bank. Know where you stand today. See how you're progressing tomorrow.
Built for people who already care about money.
You know your money is growing.
You just don't know by how much.
Every month, spend just a few minutes updating your balances. Hugo automatically tracks:
Forget daily tracking. Update your numbers once a month and Hugo gives you all the clarity you need — without turning your finances into another daily chore.
No bank connections. No budgeting. No complicated setup.
Hugo doesn't want you to feel guilty about life's little pleasures. It helps you understand their long-term financial impact — and make smarter decisions that move you toward your goals faster.
One number, updated every month. Hugo doesn't just tell you what you're worth today. It shows how your wealth is changing after inflation, with an additional conservative money-supply lens that can reflect effects such as shrinkflation. So you can see whether you're truly moving in the right direction.
Cash, stocks, ETFs, crypto, property, private investments, art, watches — anything with value. See how diversified you really are and understand your exposure to currency risk at a glance.
Wealth isn't built in days. It's built through thousands of decisions over many years. Hugo filters out the short-term noise and shows you whether those decisions are truly moving you closer to your goals.
Don't just record what changed. See the largest movements and patterns supported by your monthly data, then decide what deserves a closer look. Every reflection gives your next decision more context.
Less tracking. More understanding.
Hugo does more than surface numbers. It helps you separate facts from context, identify the question that matters and make the final decision with a clearer head.
Your judgment always stays yours.
A number becomes useful when you understand its direction.
Or has it accumulated without a clearly defined role?
Add a potential income or recurring expense and instantly see how it changes your monthly cash flow. Hugo shows how long your liquid reserves would last — or how many extra days of freedom your monthly surplus buys.
Monthly AI reflections connect the largest movements, patterns and risks in your financial picture instead of leaving you with another chart.
Because the most complete view of your wealth isn't always the most automated one.
Not everything you own has a login, a live balance, or an API. Hugo lets you bring every part of your wealth into one clear picture — including the assets traditional finance apps overlook.
Taking a few minutes to update your finances each month builds awareness no automatic feed can replace. You notice what changed, understand why it changed, and make better decisions because of it.
You choose exactly what to track. Hugo never asks for your bank credentials, never touches your bank data, and never sees the transactions you would rather keep private.
Financial clarity should never come at the cost of your privacy. Hugo is built to collect less, protect more, and keep you in control.
Hugo runs on European infrastructure, with your financial data stored in EU data centers and protected under GDPR.
Hugo never asks for bank logins, account credentials, or national ID numbers. What we don't collect cannot be exposed.
Export your complete financial timeline to CSV whenever you want. Your data is never held hostage.
No selling your data. No tracking your spending habits. You decide what Hugo knows.
Everything you need to know before you start tracking your net worth with Hugo.
Start freeBecause your financial life is bigger than your bank account. You own investments, property, pensions, private businesses, crypto — not everything has an API. Updating manually once a month takes just a few minutes and gives you a far more complete picture.
Once a month is enough for most people. Net worth is a long-term number — it doesn't need daily attention, just consistent tracking.
Yes. Crypto is treated as its own asset class alongside cash, stocks, ETFs, property and private investments.
Yes, including estimated value, mortgage balance, and how your equity changes over time.
You can enter balances manually today. Bulk import is on our roadmap.
Hugo never asks for your bank credentials, since there are no bank connections. Your data is encrypted and never sold or shared.
You can — plenty of people do. Hugo automates the calculations, tracks trends over time automatically, and adds monthly AI reflections that a spreadsheet won't give you.
Investors, the FIRE community, business owners, high earners, and anyone with assets spread across multiple places.
